A Pinnacles client family
Pinnacles Holdings
Insurance & Funeral Plan Specialists

Care today, peace of mind for tomorrow.

Pinnacles (Pty) Ltd connects South African families with trusted insurance solutions through Assupol, Old Mutual and Metropolitan — alongside our own Pinnacles Plan.

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Ready to protect your family's future? Apply for the Pinnacles Plan online today.

Start Your Application →
Who We Are

A trusted, professional financial-services partner

Pinnacles (Pty) Ltd is a South African financial services business providing insurance and funeral-plan solutions through established insurance providers, together with our own Pinnacles Plan. We exist to make financial protection accessible, professional and convenient for individuals and families.

  • Build a trusted, professional financial-services brand.
  • Make insurance and funeral protection accessible to every household.
  • Use technology to simplify applications and client service.
Reg No.2025/966131/07
FSCA FSP No.56037
Founder & CEOKgositsile Tlhaloroe
CFOMosiuoa Rampai
The Pinnacles Holdings team The Pinnacles Holdings team in a meeting The Pinnacles Holdings team posing together
Our Leadership

Meet the people behind Pinnacles

Mr. Kgositsile Joseph Tlhaloroe

Mr. Kgositsile Joseph Tlhaloroe

Founder & Chief Executive Officer (CEO)

Mr. Kgositsile Joseph Tlhaloroe is the founder and CEO of Pinnacles, bringing 14 years of experience in the banking and insurance industries. His professional journey includes experience with Bayport Finance, African Bank, Sanlam, Assupol, Metropolitan, and Capital Legacy. He also previously served as CEO of Bafihlile Brokers.

With extensive industry experience and an entrepreneurial vision, he leads Pinnacles' strategic direction, business development, and long-term growth, with a commitment to professionalism, integrity, and providing trusted insurance solutions that protect families and create lasting value.

Mr. Peter Tlhaloroe

Mr. Peter Tlhaloroe

Chief Operating Officer (COO)

Mr. Peter Tlhaloroe is an experienced business leader with a strong background in banking, operations management, and the funeral services industry. He previously served as Sales Regional Manager for the Northern Cape and Regional Manager at African Bank, and as CEO of Ken Funeral.

At Pinnacles, he focuses on operational excellence, strategic execution, business development, and ensuring efficient day-to-day operations to support the company's growth and long-term success.

Operations team roles:

Head of Regional Operations
Regional Sales Manager
Regional Corporate Accounts Manager
Mobile Sales Manager
Regional Corporate Relationship Manager

Mr. Mosiuoa Emmanuel Theophilus Rampai

Mr. Mosiuoa Emmanuel Theophilus Rampai

Chief Financial Officer (CFO)

Mr. Mosiuoa Rampai oversees the financial strategy, budgeting, and financial management of Pinnacles. He is committed to promoting financial accountability, operational efficiency, and sustainable business growth while supporting the company's long-term strategic objectives.

Management Accounting Director: He serves as a director for management accounting at the South African Social Security Agency (SASSA). In his personal capacity, he has contributed thought pieces to national publications such as News24 regarding South African socio-economic issues, including fuel levies and public infrastructure.

Tshidiso Ali

Tshidiso Ali

Head of Sales Manager

Responsible for leading and managing the company's sales function, developing and executing sales strategies, achieving revenue and profitability targets, and building strong relationships with customers and key business partners.

The role involves managing the sales team, identifying new business opportunities, monitoring market trends, improving sales performance, and ensuring that the company consistently meets or exceeds its sales objectives.

Products & Services

Cover placed with providers you already trust

We work alongside leading insurers to give you a genuine choice of cover, plus our own Pinnacles Plan built specifically for funeral protection.

Assupol logo

Assupol

Insurance products offered by Pinnacles through Assupol.

Old Mutual logo

Old Mutual

Insurance products offered by Pinnacles through Old Mutual.

Metropolitan logo

Metropolitan

Insurance products offered by Pinnacles through Metropolitan.

Our Own Plan

The Pinnacles Plan

Our own funeral-plan offering, designed to give your family dignity and financial relief when it matters most. Apply, upload documents and submit your application entirely online.

View the Application Process →
Hands holding a paper cut-out of a family
Digital Funeral Application System

Apply for funeral cover in four simple steps

Complete your Pinnacles Plan application electronically, from anywhere, without printing a single form.

01

Select your plan

Choose the Pinnacles Plan option and review the cover that suits your family.

02

Complete your details

Fill in your information online and upload any required supporting documents.

03

Accept & submit

Review your declarations and submit your application securely to Pinnacles.

04

Receive confirmation

Your completed application is sent for processing and you receive confirmation.

Your information is handled securely, end to end.

Every application is encrypted in transit and access is limited to authorised Pinnacles staff.

Begin Application →
Why Families Choose Pinnacles

Care for your family, peace of mind for tomorrow

Care for Your Family

Provide dignity and relief for your loved ones when they need it most.

Financial Protection

Plan ahead with confidence and secure your family's future today.

Peace of Mind

Because your family deserves the best, always — that's our promise.

Careers at Pinnacles

Build a career helping families secure their future

We're always looking for driven, client-focused individuals to join Pinnacles as financial advisers. Guide clients through insurance and funeral-plan solutions, backed by an established brand.

Client Stories

Trusted by families across the Free State

“

The application was simple and my adviser explained every step clearly. I felt looked after from the first phone call.

N.M.
N. MokoenaBloemfontein
“

Being able to complete the funeral plan application online, without printing anything, saved me a trip and a lot of time.

T.D.
T. DlaminiKimberley
“

Professional, patient and honest about my options across different providers. That's exactly what I needed.

R.P.
R. PretoriusFree State

Sample testimonials — replace with verified client reviews prior to launch.

Frequently Asked Questions

Answers before you apply

The Pinnacles Plan is our own funeral-plan offering, designed to provide your family with dignity and financial relief. You can review the details and apply directly on this website.

We offer insurance products through Assupol, Old Mutual and Metropolitan, alongside our own Pinnacles Plan, so you can compare options with the help of a Pinnacles adviser.

Select the Pinnacles Plan application option, complete your details, upload any required documents, accept the declarations and submit — all electronically, in one sitting.

Yes. Applications are submitted securely, with access limited to authorised Pinnacles staff for processing.

Contact our claims team directly at claims@pinnacles.co.za and an adviser will guide you through the process.

Use the contact form below and select "Adviser Recruitment" as your enquiry type — our team will be in touch.

Get In Touch

We're here to help you plan ahead

Emailfuneral@pinnacles.co.za · claims@pinnacles.co.za
Visit UsOffice 140A Bloem Plaza, East Burger Street, Bloemfontein, 9301, South Africa
Operating Hours
Monday – Friday8:00am – 17:00pm
Saturday09:00 – 13:00
SundayClosed
Public HolidaysClosed

By submitting, you agree to be contacted by a Pinnacles adviser regarding your enquiry.